Match the protection to the export risk
Export credit insurance and marine cargo insurance address different exposures. Credit cover may respond to specified buyer payment risks, while cargo cover concerns insured physical loss or damage to the goods. Neither automatically covers every commercial dispute, delay or loss.
How we can help
- Export credit insurance for eligible overseas buyer non-payment risks
- Single-buyer or single-transaction cover and whole-turnover enquiries
- Pre-shipment and contract-frustration risk, where available
- Political risk, including specified transfer restrictions or political events
- Marine cargo cover for specified physical loss or damage during transit
Credit & political risk
Insured events may include buyer insolvency, specified payment default or certain political risks, depending on the policy. Confirm buyer limits, insured percentage, waiting periods, exclusions and conditions before relying on cover.
Cargo & shipment risk
Cargo insurance is assessed against the goods, route, transport and insured perils. Confirm the scope, start and end of transit cover, deductible and claims documentation separately from any receivables policy.
From enquiry to cover
Provide the trade details, complete underwriting questions, review the quotation and meet the insurer’s binding requirements. Cover starts only as confirmed in the issued policy or insurer’s written acceptance.
When circumstances change
Notify overdue payments, shipment changes or potential losses within the policy’s deadlines. Preserve contracts, invoices, transport records and collection correspondence. Claims remain subject to the insurer’s assessment and policy terms.
Prepare for your conversation
The information needed will depend on the transaction. A useful starting point includes:
- Exporter and overseas buyer legal details
- Export contract, invoices and agreed payment terms
- Goods description, shipment schedule and destination countries
- Credit exposure, requested limits, tenor and trading history
- For cargo enquiries: insured value, route, transport method and relevant Incoterms

